Samuel Butler: The Way of All Flesh

78. CHAPTER LXXVIII (continued)

But, as I have said, I thought my godson had now seen as much of the under currents of life as was likely to be of use to him, and that it was time he began to live in a style more suitable to his prospects. His aunt had wished him to kiss the soil, and he had kissed it with a vengeance; but I did not like the notion of his coming suddenly from the position of a small shopkeeper to that of a man with an income of between three and four thousand a year. Too sudden a jump from bad fortune to good is just as dangerous as one from good to bad; besides, poverty is very wearing; it is a quasi-embryonic condition, through which a man had better pass if he is to hold his later developments securely, but like measles or scarlet fever he had better have it mildly and get it over early.

No man is safe from losing every penny he has in the world, unless he has had his facer. How often do I not hear middle-aged women and quiet family men say that they have no speculative tendency; THEY never had touched, and never would touch, any but the very soundest, best reputed investments, and as for unlimited liability, oh dear! dear! and they throw up their hands and eyes.

Whenever a person is heard to talk thus he may be recognised as the easy prey of the first adventurer who comes across him; he will commonly, indeed, wind up his discourse by saying that in spite of all his natural caution, and his well knowing how foolish speculation is, yet there are some investments which are called speculative but in reality are not so, and he will pull out of his pocket the prospectus of a Cornish gold mine. It is only on having actually lost money that one realises what an awful thing the loss of it is, and finds out how easily it is lost by those who venture out of the middle of the most beaten path. Ernest had had his facer, as he had had his attack of poverty, young, and sufficiently badly for a sensible man to be little likely to forget it. I can fancy few pieces of good fortune greater than this as happening to any man, provided, of course, that he is not damaged irretrievably.